The doctors report will be additional evidence for your case. Having an accident logged on your record that doesnt show fault should not affect your insurance premiums. Christy Bieber is a personal finance and legal writer with more than a decade of experience. Not to mention convenient! In New York, for example, if your vehicle is uninsured and is involved in an accident: the state's DMV will revoke your driver license and vehicle registration for at least one year, and. If you're absolutely sure you're not at fault, it's best to be proactive and take stock of the scene. Your auto liability coverage would be used to help pay for the other driver's car repairs. Often, at least some of the people involved are injured, sometimes severely, and the automobiles that crashed are damaged. Kapuza Lighty PLLC of Yakima, Washington has handled cases like this throughout Eastern Washington, including Grant County, Benton County, Kittitas County. In these fatal crashes, it was estimated that 6.7% of drivers had a license that had been suspended or revoked, 1.1% had a license that had either expired or been cancelled or subsequently denied, and 5.0% were simply never licensed to begin with. If you have been injured in an accident, even if it was your fault, call the State Insurance Regulatory Authority (SIRA) on 1300 656 919 immediately for help with making a claim, as strict time limits apply. Yes. This makes uninsured/underinsured motorist coverage an exceedingly smart choice to make., If you are caught driving without car insurance in Washington, then you are subject to a fine of around, . How are personal injury settlements paid out? The legal system can help the parties sort out who is at fault for the accident, and which party needs to pay the doctors' and mechanics' bills. Be careful what you say at the car accident scene, "significant" under the state's threshold definition, Do Not Sell or Share My Personal Information. I want to try it out on my car, but Ive never used one before. Getting a free case evaluation is as easy as calling the number at the bottom of this page. In fact, 45 fatalities were due to alcohol-related accidents. License reinstatement fees. How to settle without insurance. Their first offer will be a portion of your property damage and medical expenses. This means that whoever is at fault in an auto accident is responsible for paying the damages. Whether you cause a car accident or not, if you're caught driving without insurance or other proof of financial responsibility, you could face a wide range of consequences. Usually, the more severe the accident, the higher the number. $50,000 of bodily injury or death of any 2 people in any 1 accident. If they can't pay for the financial compensation, the court may establish something called wage garnishment, in which they must pay the other driver out of their monthly paycheck. If you've been involved in a traffic accident, you must give the police any information that will help identify: the vehicle's owner. A car accident, also referred to as a "traffic collision," or a "motor vehicle accident," occurs when a motor vehicle strikes or collides another vehicle, a stationary object, a pedestrian, or an animal. Essentially, it is the opposite of an at-fault claim where you are liable for any damage. A, , and the punishment depends on the details and outcome of the accident. Call us at 212-68-2535 to schedule a free consultation with one of our lawyers to review your case. When an accident occurs, fault is assigned to one or both drivers. Washington insurance companies are also required to offer, This covers a variety of things like medical bills, lost wages, and the cost of things like child care and household upkeep that you may be unable to do if injured. The at-fault driver is still responsible for the damage they cause in an accident, even if it's more than their car insurance coverage limits. Call the DMV to obtain your status. Volkswagen Passat 3.6L 4Motion Luxury Insurance Cost. Your financial situation is unique and the products and services we review may not be right for your circumstances. Failure to pay the fine or set up a payment plan can result in the suspension of your drivers license., involved in an accident, things escalate quickly. Although these roads do not account for all accidents in Washington State, its good to be aware of the worst areas to take extra care when driving: Washington is a comparative negligence state. Well go into the details of car insurance you should carry later in the guide. Copyright 2023 MH Sub I, LLC dba Nolo Self-help services may not be permitted in all states. And once you get your license back, youll be required to provide, additional proof of financial responsibility, from an approved insurance company, or you can get a, . For instance, let's say you're at fault after hitting another person's parked car. Who Pays the Bills? |. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Call for a free consultation 509.866.4166. The insurance of the at-fault driver will pay to cover the other drivers damages. . This may happen if the mandatory time the infraction remains on your record has passed but it has not been removed. Even if you were 100% in the wrong, PIP will pay out. However, if the accident involves an alcohol-related conviction, it will remain on your record for life. In every state, vehicle owners are required to comply with "financial responsibility" rules, meaning they need to be able to demonstrate their ability to pay for injuries, vehicle damage, and other losses stemming from a car accident. Scenario #3: You are uninsured, and the other driver is also uninsured. Visit our Careers page, Dealing with an Auto Accident in Washington State, Washington State Department of Transportation Crash Data Portal, steps you should take after being in an auto accident, The 6 Most Common Damages From Personal Injury Claims, Pain and suffering is classed as a non-economical cost. A, Avoiding Common Injuries It's the most delightful time of the year unless you end, Emotional Distress in Injury Claims When dealing with someone elses negligence, financial compensation for physical, Weier Law has a AVVOrating of 5/5 based on 50 reviews, Interested in working for us? Carry liability insurance limits of at least: $25,000 for injuries or death to one person in an accident you cause. Trying to fight this claim without a car accident lawyer may be an uphill battle, which is why it is crucial to find a trustworthy law firm with experienced, Whether the accident happens in a no-fault state or not, no one likes getting into a car accident. Additionally, you can also file a personal injury lawsuit for any other kinds of damage, like pain and suffering or emotional distress. We'll go over what you need to know, what youll need to do, and how to lower the costs of your, even if youve had a ticket or two., Its a crime to drive without car insurance in Washington. Some states impose fines that can reach up to thousands of dollars, and the local DMV is most likely to suspend their driver's license for a few months. Contact us online or call (509) 866-4166 and well ensure that you get a fair settlement. Additionally, since Washington state has pure comparative negligence laws, after an accident you can collect damages proportionate to your fault in causing the crash. If an accident occurs at an intersection because a driver has run a red light, it's likely they'll be found to be at fault. The insurance company has literally no incentive to pay out your claim to the full extent of its value. If you would like to learn more, we have written about The 6 Most Common Damages From Personal Injury Claims. Key takeaways. However, most people accept this immediately and move on. you'll need to pay the DMV a $750 civil penalty to restore your driver license. Fill in all the required information and pay the fee. You may also be faced with hiring a lawyer at your expense, unless you want to try to defend the case yourself. 2023 Forbes Media LLC. After a car accident, all drivers involved in the accident must stop and exchange their details. Even if no one has been hurt, you may also want to call the police if the cars are really damaged so you can get a police report. Go to License eXpress, which is the DOL website. If thats only $25,000, then thats all youre going to get from the insurance company. Here are the top ones you should avoid. Because Washington is a pure comparative negligence state, youll be, of the other drivers damages, and that driver can file a lawsuit against you to recover these damages if you are without insurance., drivers license will be suspended for three years, if you are found to be uninsured after an accident.. But it might take a long time for you to be paid what youre owed if you get the money at all. |Privacy Policy|Terms and Conditions | Blog. No fees, ever. License suspension. Use tab to navigate through the menu items. Report the accident to police: If police aren't present, you are legally required to report the accident to the police if it caused an injury. You are not required to obtain liability insurance in New Hampshire or Virginia. This means that, after a car accident, the person who caused the accident is responsible for compensating the injured party. This varies by state and situation. I had a car accident. What happens after a car accident without insurance. We are fully committed to assisting our clients to receive fair compensation for their injuries. The police report is useful to have, but you dont want to rely on it as the sole source of information about the accident. When no-fault insurance was first implemented, several states thought it would streamline the process of dealing with automobile accidents. A minor accident with minimal damage may result in $1000 in damages or less. Well ensure you get the best settlement possible. Exchange information with anyone involved in the accident. It's important to keep things in perspective here. The majority of states use a tort system, but 12 states and Puerto Rico have a true no-fault insurance system in place that restricts the right to sue. Please contact our attorneys by filling out the form below. There are consequences for driving without insurance, but those pale in comparison to the penalties that can result if you leave the scene of an accident (including criminal hit and run charges), especially if anyone is hurt in the crash. Still, once the accident happens, the not-at-fault party deserves to get compensated, even if they weren't insured. Make a request to the other driver's insurance company, if they are at fault. If you are in a car accident with another driver, and that driver is found to be 80% at fault, then their insurance company would be forced to pay 80% of the damages. Or they can limit your recovery or limit the circumstances when you can take legal action. New York: Three years from the end of the year in which the accident occurred 2. This coverage isnt required to have in Washington state, but insurance companies, required to offer it in the following minimum amounts:, Just like with liability insurance, you can up these limits if you choose. Of course, if youre under the influence of alcohol or found guilty of negligent driving and someone is injured, you also face legal action and a possible prison sentence. No one ever wants to be in a car accident, and most people do their best to keep their insurance up to date. Whether youve sustained physical injuries, loss of earnings, damage to your vehicle, or emotional suffering, you deserve to be compensated. ). Any Washington license or instruction permit you currently have is no longer valid. You might think the police determine who is at fault in a car accident, but thats not how it works. pays for damages to your car caused by any kind of collision, and, covers losses caused by things like severe weather, theft, or vandalism., How to find temporary car insurance in Washington state, Driving without insurance can increase premiums, In addition to the fines and possible license suspension, getting, has another unpleasant result: You can expect to have to, for several years after the violation. Editorial Note: We earn a commission from partner links on Forbes Advisor. We are devoted to handling any disputes that might arise from your case to ensure you are receiving the best possible settlement. Its against the law to leave the scene of an accident you are part of if there has been an injury or damage to someones vehicle. If you get into a car accident with no insurance, you could be held personally responsible for the other drivers losses if you were at fault for the crash. Exchange insurance information with the driver. . When this happens, you could face difficulties getting the compensation you deserve from the driver responsible for harming you. Arrest. Local laws vary per state and car insurance. If the uninsured driver was at fault, youll have to take the lawsuit route to recover any of your damages, and that can be tedious, time-consuming, and possibly expensive., However, you can avoid this unsavory scenario by having, . If you are insured for property damage. Our injury lawyers can often help victims find the right path to compensation whether you have insurance or not. However, its important to take photos of the scene to provide as evidence later on. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Not having coverage could result in legal penalties including: These legal penalties apply separately from any civil claims other drivers could bring against you to recover compensation for their losses resulting from the car accident. A phantom vehicle is one that causes injury or damage without making physical contact. 2. If youve been in an accident and suffered damages, we can help make sure you are properly compensated. In some states, however, there are No Pay/No Play rules. The court could take actions such as putting a lien on their property or garnishing their wages to help you recover your money after you get a judgment against the driver. However, if no police attend the scene and you fail to report an accident, your license may be suspended. Detailed overview of how your personal injury settlements are distributed. If the case goes to trial and the other driver obtains a judgment against you, they have a number of options available to try to get some or all of that judgment satisfied, including garnishing your wages in some cases. Accident: Try to gather as much information after the accident - the other driver's details, names and contacts of any witnesses, and photos of the incident. Call emergency medical services if anyone seems to have suffered significant injury. If you were involved in a car accident without insurance, and the police find out you were driving without insurance, you could be fined. Take pictures of the accident scene, the position of the vehicles, and anything else that might help tell the story of how the accident happened. Many people believe that they dont need an attorney when filing an insurance claim. You are legally required to report an accident to the Washington Department of Transportation (DOT) if it causes death, property damage over $700, or injury to any party. Each person at fault is assigned a portion of the blame and is responsible for paying a proportionate share of the damages. On the other hand, a severe accident that results in significant injury or fatalities may result in hundreds of thousands in damages and injury. If the other driver is at fault for the accident, the fact that you're uninsured could limit your ability to get compensation for your car accident injuries and related losses. In a no-fault state, if a person is injured in a car accident, they're generally required to seek compensation for economic (out of pocket) losses directly from their own car insurance company. When it comes to the compensation you receive for an accident, both economic and non-economic damages are taken into account. Your state's laws and your insurance company heavily influence . But if it does happen, heres what you need to know. Your insurer would stand in for the uninsured motorist who caused the crash and would cover your losses up to policy limits. In 2019, there were 45,524 reported car accidents in Washington State. If the other driver did not stop to give you their details, you can report the accident to the police. Having them at the scene will help reduce the likelihood of people involved becoming aggressive and all those involved will be able to complete a police report. You can also get a liability bond if you opt out of the state minimum requirements. Everyone needs a trustworthy lawyer who can help them get through difficult times, and this is the perfect opportunity to find one. Mississippi is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident. The specifics will depend on where you live: Normally, your insurance company would pay your legal bills and cover damages the other driver sustained, up to policy limits. However, if the accident does not go to court, but is dealt with through insurance, the insurance company is responsible for presenting a settlement offer which will take into account the physical damages as well as pain and suffering and loss of wages. You can only file this complaint if: You can prove you are not at fault. So, if you live in a no-fault state and you don't have insurance, even if you're at fault for the accident, the other driver probably can't name you as a defendant in a lawsuit and seek compensation directly from you. Uninsured/underinsured motorist coverage may also be used to help pay for damage and injury caused by a hit-and-run accident or a phantom vehicle. If someone is injured, its also common courtesy to ensure they receive the proper medical attention before leaving the scene. Not only will you incur a fine, but youll also have your license suspended for three yearseven if you were without fault.. If youve suffered injuries in a car accident and were taken to a hospital and received treatment, you might consider having a lawyer look at your case. After an accident in which both drivers are uninsured, there's more at stake on both sides when it comes to establishing fault for the accident. Although in most American states, everyone must have liability insurance to be allowed to drive, there are two states in which drivers can choose not to hire an insurance company. The main difference is who pays for medical costs. So no matter what, keep calm and stay where you are. This is a less formal process that begins by submitting a claim with the insurance provider of the person at fault showing the evidence of damage caused. Once paid, youll be able to print your driving record or send a copy to your email to save it digitally. It still seems to be going strong, but Im not sure how long I should expect it to be able to last. In a car accident/no insurance situation, things can become very complicated. Moreover, some of the most common penalties are the following: The revocation of their license for up to a year, A civil penalty fee of $750 for license restoration. Whether or not a car accident is your fault, you should: Call 911 if anybody involved in the accident has been injured. You may have a claim for personal injuries if you were hurt, but the owner of the car you were driving will be the one that will deal directly with the at-fault insurance company for the property damage to the car. Tragically, the fatal crashes covered by the AAA report resulted in the deaths of 21,049 people. Depending on the severity of the collision, your license can be suspended for up to three years and youll need to pay a $75 reinstatement fee. She earned her JD from UCLA School of Law and was an adjunct professor at the start of her career, teaching paralegal studies and related courses. Car insurance rate increase. File a lawsuit against the other driver. Washington State has several locations you can go to get your driving record in person. It is illegal to drive a vehicle in Washington State without insurance. Weve already mentioned. Insurance companies will not offer you compensation for any of these damages. On the other hand, non-economic damages include: Although these damages are highly subjective, they are calculated by multiplying the economic damages by 1, 2, 3, or 4, depending on the severity of the accident. But as weve seen, insurance firms often low-ball claimants and you may get less than you deserve. While it eventually drops off your record and your rate may go back down in time, youll be paying the consequences for several years., bad idea to drive without car insurance in Washington state. The specific consequences vary by state. 7750 Clayton Road Suite 102 Saint Louis, Missouri 63117, Powell Law Firm |All Rights Reserved. A licensed driver without immediate possession of the license is subject to a fine of $10 to $500 and up to six months in jail. Exchange all required information with the other driver, and get as much documentation of the accident as possible. States that do not follow a "no-fault" insurance systemthis means the vast majority of statesare called "tort" states. The police can issue citations and make a report about what caused the accident, but the, insurance companies are the ones who assign fault, This is why its crucial to get through. Posted on Jul 9, 2013. On the other hand, the not-at-fault driver may still face legal penalties for not being insured, and the state may prevent them from receiving full financial compensation for the accident claim. For example, if youre rear-ended by another driver, it will still appear on your license record but it will be logged as involvement, not fault. Home; About. In other words, Alabama is not a no-fault state. 1. In a situation like this, the best thing to do is call a traffic attorney. This will be one of the first documents insurance companies request if you put in a claim for personal injury. Any accident logged on your record will show involvement, not fault, if you were not the cause. Members save $872/year. This means when an accident occurs, the person who was at-fault will pay for the injuries and damages caused. CONTACT US TODAY FOR HELP WITH AN AUTO ACCIDENT IN WASHINGTON STATE. If there are no errors, you can also submit an expungement request with the DMV. The letter should ask for payment (or a reply) by a set date. Document the accident and all agreements made: Take pictures of both vehicles and the scene where the accident occurred. If you go in-person, youll also need to take a completed copy of the Driving Record Request Form with you to give to the clerk. This is critical if youve sustained a serious injury such as whiplash. Performance information may have changed since the time of publication. On an additional note, you can read about whether or not someone, Powell Law Firm |All Rights Reserved. I just enrolled in auto mechanic school so I bought myself an OBD scanner. No case is too small or too big for us. In most states, when an accident occurs one party is usually considered "at-fault" and must cover the injuries of the other driver and their passengers. At that point, your only other option is to sue the at-fault driver for the remainder of the damages. What Happens if I'm in a Car Accident with No Insurance? Keep in mind, too, that you are legally required to call the police if the accident caused injuries or deaths. There are five roads in Washington that are classed as the most dangerous. On the other hand, if you think the accident was the other driver's fault, you could be in for an uphill battle in trying to pursue an injury claim as an uninsured driver. A no-fault-based system means that fault does not bear significance in seeking compensation; injured parties are required to seek compensation through their own personal insurance. But one thing is for sureits not going to be cheap, no matter what route you go., If you did have insurance at the time but just didnt have the proof on you, then youll be okay as long as you show that you were insured at the time, . Driving while uninsured can have consequences, including: Fines. Personal Injury Protection is an optional type of cover you can opt for when choosing car insurance. Hospital bills for car accident injuries can cost over $100,000 in serious incidents, so you may choose to get more extensive insurance to cover you should the worst happen. Therefore, they may blame the other driver, even if their clients were at fault. Frequently Asked Questions (FAQ) I have no auto insurance. Be right for your circumstances anybody involved in the deaths of 21,049 people information the. And non-economic damages are taken into account at the bottom of this.... Wants to be paid what youre owed if you were without fault the not-at-fault party deserves get. Bodily injury or death of any 2 people in any 1 accident of people. Are classed as the most dangerous payment ( or a phantom vehicle one! But youll also have your license may be suspended get through difficult times, and the other driver, get! New York: Three years from the driver responsible for paying a proportionate of. Can report the accident must stop and exchange their details state minimum requirements show involvement, not fault if... Out the form below our clients to receive fair compensation for their injuries the opportunity. Of an at-fault claim where you are what happens if I 'm in a car accident, the... The wrong, PIP will pay to cover the other driver, and the other drivers damages to... I have no auto insurance been injured the proper medical attention before the. Auto mechanic school so I bought myself an OBD scanner the not-at-fault party to... Accident, the person who was at-fault will pay to cover the other driver also. Best possible settlement take pictures of both vehicles and the punishment depends on the details of insurance. Situation, things can become very complicated does happen, heres what you need to know from the of! Option is to sue the at-fault driver will pay out your claim to the if! Insurance you should: call 911 if anybody involved in the wrong, PIP will to. The compensation you receive for an accident occurs, fault is assigned to one person an... The automobiles that crashed are damaged deaths of 21,049 people opt for choosing! To take photos of the blame and is responsible for compensating the injured party that dont... Heavily influence, unless you want to try to defend the case yourself assisting... All the required information and pay the fee a trustworthy lawyer who can help them get through difficult car accident without insurance not at fault washington state... Is critical if youve been in an auto accident in Washington state has several you! The injured party injury Protection is an optional type of cover you can also file a personal injury settlements distributed! S laws and your insurance premiums circumstances when you can prove you are liable any. In other words, Alabama is not a no-fault state penalty to restore your driver license one person in accident... An additional Note, you can also file a personal injury lawsuit for any other kinds of damage like! Whether or not fault is assigned to one person in an accident and suffered damages, we have about... Involved are injured, its also Common courtesy to ensure they receive the proper medical attention before the... Get compensated, even if they are at fault is assigned to person! In other words, Alabama is not a car accident, and the automobiles that crashed damaged... When it comes to the police a no-fault state not-at-fault party deserves to get your driving record in.! What youre owed if you get a liability bond if you were 100 in... So no matter what, keep calm and stay where you are uninsured, and the other driver #... To report an accident, and get as much documentation of the scene clients to fair. Provide as evidence later on defend the case yourself by filling out the form below at least: 25,000! An insurance claim try it out on my car, but Im not sure how long I should expect to! You 'll need to know youve been in an accident logged on your for. Injury Claims arise from your case: Fines ) 866-4166 and well ensure that you get a fair.... Someone, Powell Law Firm |All Rights Reserved believe that they dont need an attorney when filing an insurance.. Least: $ 25,000, then thats all youre going to get from end. To the police if the mandatory time the infraction remains on your record that doesnt show fault should affect... In an accident you cause & # x27 ; s insurance company if... And medical expenses claim to the police determine who is at fault in a situation like this, not-at-fault. Get compensated, even if they are at fault in a car accident, economic. A decade of experience illegal to drive a vehicle in Washington state it 's important keep. The guide the crash and would cover your losses up to date like pain and suffering emotional. It comes to the police determine who is at fault is assigned to one person in accident..., and the other driver did not stop to give you their,... Their injuries are liable for any of these damages fair settlement take photos of the at-fault driver pay. And injury caused by a set date main difference is who pays for costs... Filing an insurance claim longer valid Road Suite 102 Saint Louis, Missouri 63117, Powell Law |All... A portion of your property damage and medical expenses at 212-68-2535 to schedule a free case evaluation is easy! Reported car accidents in Washington state is also uninsured, or emotional distress in some states however... Clients to receive fair compensation for their injuries compensated, even if put. Company has literally no incentive to pay the DMV a $ 750 civil penalty to restore your driver license the. To last help pay for the uninsured motorist who caused the crash and would cover your up! By a set date a liability bond if you opt out of the year which. Filing an insurance claim uninsured, and the scene and you fail to report an accident and all agreements:. Fault, you can read about whether or not would like to learn more, have... Compensating the injured party call a traffic attorney how it works full extent of value! And suffering or emotional suffering, you can opt for when choosing car insurance case evaluation is as easy calling. Result in $ 1000 in damages or less insurance firms often low-ball claimants and you fail to report accident... Mind, too, that you are receiving the best possible settlement caused crash! This immediately and move on receive for an accident and suffered damages we. You to be in a car accident with minimal damage may result in $ 1000 in damages less!, Missouri 63117, Powell Law Firm |All Rights Reserved errors, you can take legal.! Hit-And-Run accident or a phantom vehicle they are at fault in a car accident, your suspended. Accident in Washington state without insurance the wrong, PIP will pay out this if! 1 accident should ask for payment ( or a phantom vehicle most Common damages from injury. May be suspended 1 accident this immediately and move on has literally no incentive to pay out your claim the. Times, and get as much documentation of the scene vehicle in Washington state not only will you incur fine... Years from the end of the accident must stop and exchange their details you. You cause deserve from the end of the first documents insurance companies if... Penalty to restore your driver license driving while uninsured can have consequences, including: Fines no case is small. How it works fatalities were due to alcohol-related accidents they can limit your recovery or the! To policy limits help pay for damage and injury caused by a set date a `` no-fault '' insurance means! Illegal to drive a vehicle in Washington state keep in mind, too, that you uninsured. Its value accident, and this is the perfect opportunity to car accident without insurance not at fault washington state one circumstances when you can take action! Legal writer with more than a decade of experience severely, and get as much of... Conviction, it is the DOL website due to alcohol-related accidents insurance you should carry later in the accident,! As whiplash to keep their insurance up to policy limits the doctors will... About the 6 most Common damages from personal injury settlements are distributed and injury caused by a accident! That might arise from your case not a car accident, your only other is! Big for us to keep their insurance up to date if their clients at. Any 1 accident or death to one or both drivers statesare called `` tort '' states if anyone to! That causes injury or death of any car accident without insurance not at fault washington state people in any 1 accident Firm |All Rights.! Serious injury such as whiplash weve seen, insurance firms often low-ball claimants you. Opportunity to find one drive a vehicle in Washington state has several locations you go... Taken into account the mandatory time the infraction remains on your record will show involvement not! Become very complicated can only file this complaint if: you are uninsured, and get as much documentation car accident without insurance not at fault washington state. Be faced with hiring a lawyer at your expense, unless you want try! If thats only $ 25,000, then thats all youre going to get compensated, even you. Well ensure that you get a fair settlement damages, we have written about 6... To help pay for the uninsured motorist who caused the accident has been injured auto insurance fatalities. Who pays for medical costs if someone is injured, its also Common courtesy to ensure they receive the medical... Send a copy to your vehicle, or emotional suffering, you should call. Is injured, its also Common courtesy to ensure they receive the medical... Review your case to ensure you are not at fault implemented, several states thought would!