This South Florida town lets you experience everything from cable skiing to swimming and its award-winning "Blue Wave" beach is recognized for its excellent water quality, beach conditions, safety services and habitat conservation. It is here that you can mingle with other residents as you shop, eat, enjoy the farmers market, and just gaze out at the coast. We list the top 25, ranked from least to most affordable. It sits just across from Tampa Bay and has clear blue waters for miles upon end along its beautiful beaches. If you are thinking about making a move to Florida yourself, you might be wondering what the most affordable beach towns in the state are. Titusville is thecheapest place to live on the Florida coast,famous for gorgeous beaches, memorable sunsets and rocket launching. Fintech company SmartAsset compared data for 218 beach towns and put together a list of the most affordable 50. Tarpon Springs has a well maintained and vibrant downtown district that has regularly scheduled activities and plenty of entertainment and dining options. With a mixture of green trees and sun-drenched coastline, Port Orange is a special beach town in Florida to consider living in. I'm Steven Abbey, who started Senior Living Headquarters. It is situated just to the north of Vero Beach, which is on the Treasure Coast of the state. Also located on the Treasure Coast, Sebastian is popular among retirees for its peaceful surroundings, and among outdoor enthusiasts for its natural attractions and unspoiled beauty. While there are tourists throughout Volusia County, Port Orange seems to still be reserved largely for local residents. With over 182,000 residents (2019), Fort Lauderdale can be your perfect retirement location. The Sunrise City houses one of the oldest communities in Floridas east coast and its best known for its world-class fishing. Fellsmere, Florida Population: 5,629 Cost of Living Index: 91 Average Home Price: $171,000 (35% below Florida average) Average Rent Price: $697 per month Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. Seaside living doesnt mean bankruptcy. There are some great restaurants lining both bayside thoroughfares where fresh seafood reigns supreme (and opposing ends have tons of shopping options), not forgetting championship 18 hole layouts perfecting any skill level too. The median home value in Hampton is just $186,700 and youll pay around $1,989 in property taxes each year and $1,255 in housing costs every month. Home prices, taxes, health care, climate. While Sarasota and Fort Myers might be out of the range of many people, Port Charlotte is a great alternative still located in the region. In Essex, the median home value is just $191,400 compared to the state's median home value of $370,300, according to Zillow. Sink your toes into sugar-white sand beaches that are reportedly composed out of fine quartz grains from the Appalachian Mountains. If you are planning to move to Florida, check out our ultimate Florida packing list and also know about the pros and cons of living in the Sunshine State. So, based on affordability and an average price of a home here are the 7 cheapest Florida beach towns to live and explore. Siesta Key Beach's beautiful expansive white sand was just one reason the beach was named as "the best beach in the world" for 2017 by Dr. Beach. However, this will give you a quieter and more serene lifestyle. Breweries in Tampa will fill your youthful soul and thirst. Floridas beach towns are world-famous for their stunning beauty, amazing infrastructure, and splendid lifestyle. The towns top spot is the sandy Rocky Point Beach and Park, which spans 375 acres on the Back and Middle Rivers and boasts a beautiful view of the Chesapeake Bay. For education, there are many local options available but you can also avail St. Petersburg College, the University of South Florida, The University of Tampa, or Keiser University. You can go to East Atlantic Avenue to find numerous shopping malls, restaurants, and art galleries. A popular destination for retirees, this town in Southwest Florida is quiet and welcoming. 1 Beach in the U.S. by TripAdvisor in 2018. Youll find a variety of both single-family and multi-family residences at all price levels. New Smyrna Beach was the center of intense real estate speculation during the 1920 . These cities are continuously growing in terms of diversity, education, job opportunities and standard of living. This post may contain affiliate links. Vero Beach also offers many museums like the Vero Beach Museum of Art that contains some really cool visual art exhibits. We and our partners use cookies to Store and/or access information on a device. The crime rate is not the worst but higher than the state average. Are Snowbirds Florida Residents? (2023), 13 Most Romantic Florida Beaches for Couples in 2023. BudgetTravelBuff.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Because of its location, you will also be able to rockets as they launch test missions periodically throughout the year. Charlotte Sports Park is the spring training facility for the Tampa Bay Rays. In 2021, Travel + Leisures released a list stating Clearwater Beach as one of the 14 best beaches in Florida. You can also enjoy different art galleries where history comes alive. The median monthly housing expenses come to $853. Lush green grounds, beautiful homes (many within walking distance from beaches), and awesome restaurants where great food can be found at any time during the day. Youll find a variety of homes at various prices, so buyers have many choices. South Daytona, Daytona Beach Shores, Indigo lakes, and Ortona Homesare preferred by retired people in Florida. Biloxi, which sits right next to Gulfport, is Americas most affordable beach city, according to SmartAsset. The Best Places to Retire in Costa Rica. Youll cough up around $1,925 in property taxes each year and $739 in monthly housing costs. Thehomes are affordable at a median price of $140,000. Other companies like Brown & Brown offer jobs to commerce students, Embrey-Riddle Aeronautical University offers jobs to teachers, and International Speedway Corporation offers jobs to automotive engineers and mechanics and many more. These are all important considerations when deciding where to retire. Downtown Delray Beach is a lively area with lots of activity happening all the time. Historic Downtown Melbourne offers a quaint environment for shopping, dining, and entertainment options; and the 155-mile estuary, Indian River Lagoon, provides residents with opportunities to boat, fish, and surf. U.S. News also named Melbourne its tenth best city to retire in and one of the safest places to live and ranked it highly for quality of life. Excellent golf courses, world-class fishing spots along with plenty of other water sports options like parasailing or boat trips to view dolphins up close make it one of the best places in the sunshine state to retire. Some, likeSun City Center, go back decades, while others, likeDel Webb Bexley, are just a few years old. Delaware tied with Montana as the No. US News analyzed Pensacola as the best place to live in terms of the job market, education, and quality of life. This is a place where you could easily envision living for the rest of your life. Youll find plenty of activities to keep you occupied in and around the City of Discovery, from casinos and boat charters to beaches and trails. Big Pine Key. With its heritage as a sponge fishing center and the legacy of its Greek residents, its culture is one of its unique features. Sebastian is also home to Pelican Island, America's first National Wildlife Refuge. If you love marine life, head to the Bahia Honda State Park which is one . services are limited to referring users to third party advisers registered or chartered as fiduciaries It is the county seat of Lee County. Since you are never very far from the coast, the cool ocean breeze seems to be everywhere in Venice. Thats not all. You can consider being part of the beach life community, Sand Key Estates for a great retirement space to cater to all the bach life desires. Permission and instructions to access this system can be obtained from the SmartAsset access control 5 spot, Tampa-St. Petersburg scored high because of friendly tax environment, abundant volunteer opportunities, and a low cost of living. By continuing to access this system you acknowledge you are aware of and agree to these terms. Tarpon Springs, Lakeland, and NW Bradenton come to mind. Completing the top five for most affordable rent is El Paso, TX at $800/month. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 South Florida Agent magazine. Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. This is primarily because it is so peaceful, yet it has so much to do outside. Akron, OH follows closely with $650. 9. Plus you get all this beauty for your money. You would love to soak up in sun and enjoy the beautiful beach life! Truly named the Sunshine State, Florida is always on the wishlist of everyone. When the cost of living is so low, that is just an added bonus. Instead of being commercialized like some other places around here have become over time due to development, Sarasota maintains an old Florida feel where you can go out on a boat ride while sipping lemonade on a pristine coastline without feeling overwhelmed all time about the tons of tourists. Well, you can turn this dream into a reality because we are going to reveal the best beach towns in Florida to retire. The most affordable Florida beach towns are: Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. It's all part of the SECURE 2.0 Act, signed into law by Congress in December 2022.. Retirement Planning: Average 401(k) Balances Fell 20% in 2022 Will It Be a Trend? But, Key West is better than Florida Keys in terms of bumping nightlife, shimmering sunset views, great food, and historic buildings like Hemingways Home. There are many golf courses spread all around Pot St. Lucie. While its median home value at $240,000 is a bit higher than other cities on our list, the area makes up for it with a lower cost of living in other areas. Clearwater offers highly-ranked workplaces culture like Marketopia, Baycare Health System, Vology, Honeywell Aerospace and many more. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. Located near several different beautiful Florida beaches, Delray Beach is a dream for nature lovers who want to be close to the ocean. Port St. Lucie is located on the East Coast of Florida, approximately 120 miles south of Orlando and 165 miles north of Miami Beach. It is a community of almost 70,000 people. The median annual property tax sits at $2,573 and youll pay around $1,216 in housing costs each month. The city of St. Augustine is located along the east coast of Florida, right about 45 minutes south of Jacksonville and an hour north of Daytona Beach. The weather, of course. Pensacola is a spectacular beach city with the nickname The City of Five Flags with rich history and diverse culture. Its an amazing retirement destination with its white sand beaches, casino resorts, championship golf courses and museums and historic sites. Live everyday like youre on vacation in Dunedin. From glimmering waves, natural surroundings, and a living shoreline to a white sand beach, Pensacola is the dream place for kayaking, scuba diving, surfing, and canoeing. Beaches, Delray Beach is a dream for nature lovers who want to be close to the north Vero. Launch test missions periodically throughout the year this will give you a quieter and more serene.. 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